摘要: |
金融发展中的歧视和错配问题是提升技术创新水平亟待破除的藩篱。本文将金融歧视、金融错配与技术创新及其影响因素纳入计量模型,利用我国省际层面的面板数据进行实证考察。结果表明:金融歧视和金融错配对技术创新具有显著的抑制作用;金融歧视强化了金融错配的技术创新抑制效应,且这一影响效应在东、中、西三大区域依次增强。金融错配是金融歧视影响技术创新的重要作用路径,随着金融歧视跨越一定的临界值,金融错配对技术创新的抑制效应更为突出。本文为深化金融和科技体制改革、增强金融服务实体能力提供了有益参考。 |
关键词: 金融歧视 金融错配 技术创新 作用机制 |
DOI:10.13581/j.cnki.rdm.20181253 |
分类号:F832 |
基金项目:国家社会科学基金重大项目“金融产业经济学研究”(11&ZD141);国家社会科学基金重点项目“农村金融服务深化与县域农村产业融合发展研究”(17AJY020);中央高校基本科研业务费专项资金“约束条件下的状态估计问题研究”(XDJK2017C057)。 |
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Financial Discrimination, Financial Mismatch and Technological Innovation |
LI Yu-shan1, LU Yuan-quan1,2
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1.School of Public Administration, Chongqing University, Chongqing 400044, China;2.School of Economics and Management, Chongqing Normal University, Chongqing 401331, China
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Abstract: |
The problem of discrimination and mismatch in financial development is a barrier of improving the level of technological innovation. It put financial discrimination, financial mismatch, technological innovation and influencing factors into the econometric model, and made an empirical analysis with the panel data of Chinese provinces. The results show that financial discrimination and financial mismatch have a significant inhibitory effect on technological innovation. Financial discrimination has intensified the inhibition effect of financial mismatch on technology innovation, and this effect is reinforced in the three major regions of east, central and west. At the same time, financial mismatch is an important path of financial discrimination affecting technological innovation. As financial discrimination crosses a certain threshold, the suppression effect of financial mismatch on technology innovation is more prominent. It provides useful references for deepening the reform of financial and S&T systems and enhancing the capabilities of financial services entities. |
Key words: financial discrimination financial mismatch technological innovation mechanism |