摘要: |
通过迭代分类法筛选出上海639家金融科技企业2008—2016年1 307个样本,并对样本进行金融属性更强和科技属性更强的分类。基于技术创新的两阶段价值链理论,通过面板负二项模型的固定效应和随机效应以及面板固定效应和随机效应模型,实证分析了开放式商业模式对于金融科技企业技术创新绩效的影响。结果表明:在技术研发阶段,影响企业创新绩效的是资源型商业模式,企业的本科人员、科技经费投入对于企业的创造活动均有积极影响;在科技成果商业化阶段,影响企业技术创新绩效的是网络型商业模式,企业内外部人力、供应商、合作伙伴、客户对于金融科技企业的创新活动有重要影响;在创新两个阶段中,两类金融科技企业的开放式商业模式构成要素既有相同处,也有不同处。 |
关键词: 金融科技 金融属性 科技属性 开放式商业模式 技术创新 |
DOI:10.13581/j.cnki.rdm.20180928 |
分类号:F273.1 |
基金项目:国家社会科学基金重大项目“基于产业链技术链与价值链融合的文化科技创新研究”(12&ZD026);上海市软科学基金课题“基于知识竞争力研究的高质量发展特征及评价体系”(18692180500)。 |
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Impact of the Components of Open Business Model on Two-Stage Innovation Performance of Financial Technology Enterprises |
ZHANG Jun-han1, LUO Shou-gui2,3
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1.School of Finance, Shanghai Lixin University of Accounting and Finance, Shanghai 201620, China;2.Antai College of Economics and Management, Shanghai Jiao Tong University, Shanghai 200030, China;3.China Institute for Urban Governance, Shanghai Jiao Tong University, Shanghai 200030, China
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Abstract: |
It selected 1 307 samples of 639 FinTech enterprises in Shanghai from 2008 to 2016 by iteration classification method, and classified the samples with financial and technological attributes. Based on the two-stage value chain theory of technological innovation, it adopted the models of panel negative binomial FE model and RE model, panel fixed effect and random effect to analyze the impact of open business models on technological innovation of FinTech enterprises. The results are as following. In the stage of technology R&D, the resource-based business model is the main factor affecting enterprise innovation. The undergraduate staff and the investment of S & T funds have positive impacts on the enterprise's creative activities. In the stage of commercialization of S & T achievements, the network business models is the main factor affecting enterprise's technological innovation. Internal and external manpower, suppliers, partners and customers have important impacts on the innovation activities of FinTech enterprises. In the two stages of innovation, there are similarities and differences in the composition of open business models that affect different types of financial technology enterprises. |
Key words: FinTech financial attribute technological attribute open business model technological innovation |